Sample CPD cycle

Competency coverage

Competencies with at least one completed record in this period. Missing items are gaps in this log, not a compliance finding.

This period spans more than one framework. 1 record was recorded under a different one and is marked below. They still count towards your hours; they are not gaps in the framework you are on now, and the missing items listed here are measured against your current framework only.

Structured and unstructured

Split by the activity type stored on each record. A total can be comfortably over a target while the structured part of it is short, so the two are shown together. CPDreflect does not set either figure — you enter your own.

These carry an activity type CPDreflect cannot place on either side — coaching or mentoring, where it depends on whether objectives were agreed up front, or a type that came in with an imported register. They are counted in your total hours and left out of both subtotals rather than guessed at. Open a record and set its activity type to move it.

• SAMPLE / SYNTHETIC — Peer discussion: how each of us evidences client understanding — 1.0h, type recorded as “discussion”
• SAMPLE / SYNTHETIC — Vulnerable client conversation skills — 1.0h, type recorded as “mentoring”

Activity-type mix

How completed hours are split by the activity type stored on each record.

Year-end statement — 2026

On a real account this is written by the adviser, in their own words, and nothing on it is generated. This one is a labelled fixture.

Why this CPD, this year?

SAMPLE / SYNTHETIC — Two things drove the year. Consumer Duty moved from implementation to evidencing outcomes, and my client bank has aged into the decumulation and death-benefit questions I was least confident on.

What changed as a result?

SAMPLE / SYNTHETIC — Fair value is now assessed in writing on every review file rather than asserted, and vulnerable-client conversations are recorded in a structure I can stand behind at file review.

What are your priorities for next year?

SAMPLE / SYNTHETIC — Pension death-benefit changes remain open and carried forward. I want practical case-based CPD on that rather than another overview webinar.

Development needs

A labelled SAMPLE development plan: need identified, activities linked, close-out dated.

Open (1)

Resolved (1)

Follow-up commitments

Taken from the follow-up actions you selected when generating the reflection. A due date appears only when a calendar date is present in that action or your follow-up context — nothing is inferred from the reflection body.

Dated — upcoming

Closed out (2)

Gaps in this record

Missing fields and records that still need attention. This is a completeness checklist for your log — not a compliance verdict.

Competencies with no completed record

• Market & Economic Awareness

Records needing review

• SAMPLE / SYNTHETIC — Vulnerable client conversation skills (2026-04-08)

Missing activity date

• SAMPLE / SYNTHETIC — Protection product bulletin (thin record)

Missing or zero CPD hours

• SAMPLE / SYNTHETIC — Protection product bulletin (thin record)

Evidence Pack not exported

• SAMPLE / SYNTHETIC — IDD Compliance — Quarterly Update (2026-03-12)
• SAMPLE / SYNTHETIC — Vulnerable client file review (written by the adviser) (2026-05-12)
• SAMPLE / SYNTHETIC — Anti-money-laundering annual course (imported from an earlier register) (2026-01-22)
• SAMPLE / SYNTHETIC — Consumer Duty ethics conference (2026-05-20)
• SAMPLE / SYNTHETIC — Peer discussion: how each of us evidences client understanding (2026-06-11)
• SAMPLE / SYNTHETIC — Vulnerable client conversation skills (2026-04-08)
• SAMPLE / SYNTHETIC — Protection product bulletin (thin record) (2026-01-22)

No structured follow-up actions stored

• SAMPLE / SYNTHETIC — Anti-money-laundering annual course (imported from an earlier register)
• SAMPLE / SYNTHETIC — Vulnerable client conversation skills
• SAMPLE / SYNTHETIC — Protection product bulletin (thin record)

Incomplete / draft records in this period

• SAMPLE / SYNTHETIC — Market commentary reading (draft)

Portfolio index

Date, activity, hours, competency, validation state, and Evidence Pack status. Each row downloads its Evidence Pack. Reflection text is not included.

The Annual Evidence Pack is one document for the whole period: this index, the follow-up commitments you closed out and the ones still open, your competency coverage, and what the record is missing. It does not contain reflection text — each row's own Evidence Pack carries that.