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Retirement advice / Case workshop
The retirement recommendation: what are we missing?
Examine an incomplete retirement file. Separate attractive projections from the evidence a recommendation still needs.
UK financial advisers, paraplanners and advice quality reviewers
The difference you can make
What you will work towards
- 01Identify material gaps before forming a retirement recommendation.
- 02Distinguish risk willingness, capacity for loss and modelling assumptions.
- 03Frame an evidence-based review action with a clear trigger.
Your route through the activity
- 01Read the gaps
A neat file can still leave the decision unsupported.
- 02Separate the kinds of risk
Willingness to accept risk is not the same as ability to absorb a loss.
- 03Interrogate the picture
A projection shows the result of its assumptions.
- 04Create a review that can act
Make the next step specific enough to change the file.
Lesson links open a preview. Start the published course to save progress.
Read the primary sources
- FCA: Retirement income advice thematic review TR24/1 ↗
Historical thematic findings used for learning; read with current rules and guidance.
- FCA: Retirement Income Advice Assessment Tool (RIAAT) ↗
Primary file-review resource. This original exercise does not reproduce the tool or replace a suitability assessment.